Disclaimer: Views in this blog do not promote, and are not directly connected to any L&G product or service. Views are from a range of L&G investment professionals, may be specific to an author’s particular investment region or desk, and do not necessarily reflect the views of L&G. For investment professionals only.
Retirement
Podcast: DC Close Up – the retirement income lens
In the latest episode of DC Close Up for L&G Talks Asset Management, we turn our attention to retirement income. As a growing number of... 
Should pension education become part of workplace training?
Automatic enrolment has transformed pension participation in the UK. But with millions still at risk of an inadequate retirement, could the workplace hold part of... 
Past. Present. Possible. Five themes shaping the future of DC pensions
The UK pensions industry has transformed over the past two decades, but some of its biggest challenges still lie ahead. At L&G's 2026 DC Client... 
Redistributing risk in retirement-only CDC – does it improve efficiency?
The mechanism that makes pensions appear safer may be the very thing that makes overall outcomes less so due to increased sequence risk. 
Chart of the month: No free lunch
Retirees have a growing range of decumulation options. Here we compare three: Guided Income (Flex and Fix), retirement only CDC (R CDC) and immediate annuitisation. 
Why Aesop’s fable ‘The Hare and The Tortoise’ still matters for investors approaching withdrawal
Gradually reducing risk is often seen as the safest approach for investors nearing withdrawals. But our modelling suggests a steady allocation may offer a more... 
Seven factors that shape investment risk in drawdown
For many DC retirees, and likely more in the future, decumulation of their savings converts a pot into a pension. A key challenge is deciding... Podcast: Smarter DC investment strategies
Pension adequacy is becoming one of the defining challenges of the next decade. As fewer people retire with defined benefit pensions, the pressure on defined... 
Retirement’s next era: Exploring the art of the possible
There’s a moment in every industry when the conversation shifts, when the familiar frameworks no longer suffice, and the future demands something bolder. For the... 
The hidden cost of financial caring
Our latest research unveils that one in six UK adults are quietly shouldering the burden of financial caregiving – but at what cost? With financial... Recommended content for you
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