Jayesh Patel

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Jayesh is responsible for Legal & General’s DC Workplace, IOP and institutional client relationships. Jayesh joined Legal & General in January 2024 and was previously Co-Head of the DC Consulting Team at WTW where he was responsible for the UK DC Consulting Team’s client, colleague and financial management. He has 20 years of experience in DC pensions and has worked as the lead consultant for a number of large corporate and trustee clients, providing clear and strategic advice on all areas of their DC pension plans including scheme design, investment strategy, financial wellbeing, retirement support and governance.

Spending retirement savings – buy now, pay later?

Based on current spending rates, many retirees could be set to empty their DC retirement savings account by their late 70s – leaving nine years of unfunded retirement on average.

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