Disclaimer: Views in this blog do not promote, and are not directly connected to any L&G product or service. Views are from a range of L&G investment professionals, may be specific to an author’s particular investment region or desk, and do not necessarily reflect the views of L&G. For investment professionals only.
Defined Contribution (DC)
Podcast: DC Close Up – the retirement income lens
In the latest episode of DC Close Up for L&G Talks Asset Management, we turn our attention to retirement income. As a growing number of... 
Should pension education become part of workplace training?
Automatic enrolment has transformed pension participation in the UK. But with millions still at risk of an inadequate retirement, could the workplace hold part of... 
Past. Present. Possible. Five themes shaping the future of DC pensions
The UK pensions industry has transformed over the past two decades, but some of its biggest challenges still lie ahead. At L&G's 2026 DC Client... 
Redistributing risk in retirement-only CDC – does it improve efficiency?
The mechanism that makes pensions appear safer may be the very thing that makes overall outcomes less so due to increased sequence risk. 
Chart of the month: No free lunch
Retirees have a growing range of decumulation options. Here we compare three: Guided Income (Flex and Fix), retirement only CDC (R CDC) and immediate annuitisation. Podcast: DC Close Up – the default lens
In the latest episode of DC Close Up for L&G Talks Asset Management, we look at Defined Contribution (DC) pensions through the default lens. From... 
Buy & Maintain for DC: Redefining the role of credit in retirement outcomes
As policy and innovation increasingly focus on decumulation, is it time to rethink the role of credit in DC – from a supporting diversifier to... 
Defensive equity: a DC strategy for today and tomorrow?
As defined contribution (DC) pensions mature, there is a growing focus not only on how members build their savings, but on how those savings are... 
Seven factors that shape investment risk in drawdown
For many DC retirees, and likely more in the future, decumulation of their savings converts a pot into a pension. A key challenge is deciding... 
Deferred annuities in DC decumulation: understanding the trade-offs
Pension schemes are weighing whether deferred annuities can deliver the simplicity and longevity protection retirees need or whether the trade-offs in flexibility, pricing and investment... Recommended content for you
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