Disclaimer: Views in this blog do not promote, and are not directly connected to any L&G product or service. Views are from a range of L&G investment professionals, may be specific to an author’s particular investment region or desk, and do not necessarily reflect the views of L&G. For investment professionals only.
Retirement
Spending retirement savings – buy now, pay later?
Based on current spending rates, many retirees could be set to empty their DC retirement savings account by their late 70s – leaving nine years... 
When cashing out may not mean coining it in
Can withdrawing a cash lump sum from your pension expose you to unexpected tax bills or losing access to benefits? Our latest research examines this... 
Podcast: Divorced, retired, female: The hidden cost of divorce for women
We all know about the gender pensions gap, but what about the risks to women's retirement prospects after a divorce? 
Is divorce particularly dangerous for female financial futures?
Disentangling finances when a marriage ends can be painful for all concerned. But just as we’ve seen with gender gaps in pay and pensions, there... 
It’s not a game: why Generation Z want ESG action through their pensions
It's nothing new for young generations to want to appear different from their predecessors. But when it comes to Generation Z, they really could claim... 
Five strategies to combat sequence risk
We look at ways to reduce sequence risk in decumulation but emphasise the importance of considering risks holistically before making decisions. 
Not just a short-term strategy: short-term alternative finance in DC defaults
In part two of our series on short-term alternative finance, we ask how the asset class can form part of a default strategy as members... 
Breaking down barriers to better pensions for minority ethnic groups
We know that UK minority ethnic pension savers have less in their DC pension pots than white British people, but what does that gap look... 
Have DC members had Kenough of volatility and uncertainty going into retirement?
Retirees are weighing up what really matters in life and seeking some peace of mind, the latest research on LGIM DC members' retirement behaviour suggests. 
Have a nice flight: Retirement runways and the danger of landing too soon
When might caution in retirement glidepaths be just too risky? We look at different de-risking descents, to try to ensure savers don’t have to switch... 
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